Dear Customers, we remain committed to improving your banking experience. From 13th October, an email notification will be sent to selected customers, through our survey partners Klein Research to understand how we can better serve your needs. Please take a few minutes to provide your feedback.

Investment Property Loan

With a BSP Investment Property Loan, you can start or grow your residential real estate portfolio. Whether you’re buying, developing or refinancing, this is one of the cheapest property finance options for your business.

About the Investment Property Loan

This loan is ideal for developing residential real estate. You can draw down funds as you need them as you build. Repayments are interest-only while construction continues. Start paying down the principal when the rent comes in. Or make lump sum payments any time to clear your debt faster.

Please see Lending Rates for more information.

Apply at your local BSP branch

How to Apply

Apply In Branch

  • 1
  • 2

What You’ll Need

  • 1
  • 1
  • 2
  • 3

Rates

PERSONAL
Persona l Asset Loan (Secured) Variable 12.40%
Persona l Loan (Unsecured) Variable 14.45%
HOME LOANS
Home Loan – Mortgage Variable 7.25%
Residentia l Investment Property Loan Variable 7.25%
PROFESSIONAL LOAN PACKAGE
Home Loan Professional Fixed (1yr) 6.50%
Variable 6.75%
Residentia l Investment Property Loan Fixed (1yr) 6.50%
Variable 6.75%
Persona l Asset Loan (Secured) Variable 10.40%
Persona l Loan (Unsecured) Variable 12.40%
BUSINESS LENDING
Tailored Business Loans Overdrafts Variable 7.95%
FOREIGN CURRENCY LENDING
USD Variable 5.75%

Note: BSP lending criteria, term, conditions and fees apply. Variable rates are subject to +/- margins.

If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.