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Stop renting and move into your own home sooner.
Upgrade or extend your home to match your needs.
Switch your loan to BSP for better financial security.
Whether you’re buying your first home, upgrading your space or switching lenders, a BSP Home Loan gives you flexible options with expert guidance. Our team helps you understand your borrowing power and repayments so you can make informed decisions about your future.
This loan will get you into your own home sooner, whether you’re buying, building, renovating or refinancing. Our team will guide you every step of the way, helping you understand how much you can borrow and what your repayments will be. With generous rates and flexible terms, your dream home is nearer than you think.
Please see Lending Rates for more information.
| PERSONAL | ||
| Persona l Asset Loan (Secured) | Variable | 12.40% |
| Persona l Loan (Unsecured) | Variable | 14.45% |
| HOME LOANS | ||
| Home Loan – Mortgage | Variable | 7.25% |
| Residentia l Investment Property Loan | Variable | 7.25% |
| PROFESSIONAL LOAN PACKAGE | ||
| Home Loan Professional | Fixed (1yr) | 6.50% |
| Variable | 6.75% | |
| Residentia l Investment Property Loan | Fixed (1yr) | 6.50% |
| Variable | 6.75% | |
| Persona l Asset Loan (Secured) | Variable | 10.40% |
| Persona l Loan (Unsecured) | Variable | 12.40% |
| BUSINESS LENDING | ||
| Tailored Business Loans Overdrafts | Variable | 7.95% |
| FOREIGN CURRENCY LENDING | ||
| USD | Variable | 5.75% |
Note: BSP lending criteria, term, conditions and fees apply. Variable rates are subject to +/- margins.
If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.
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