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Get cash quickly with a simple application process.
Choose weekly, fortnightly or monthly payments to suit your budget.
Buy a car, fund a holiday, or cover unexpected costs.
A BSP Personal Loan gives you the flexibility to handle life’s expenses, whether it’s a big buy, an emergency, or a dream you want to achieve. With generous rates and simple repayment options that match your budget, you can borrow with confidence and pay it back on your terms.
This loan gives you fast access to the money you need – without waiting. Whether you’re upgrading your car, planning a trip or handling an unexpected bill, our flexible repayment options make borrowing easy. Plus, we can help arrange insurance for added peace of mind.
Please see Lending Rates for more information.
| PERSONAL | ||
| Persona l Asset Loan (Secured) | Variable | 12.40% |
| Persona l Loan (Unsecured) | Variable | 14.45% |
| HOME LOANS | ||
| Home Loan – Mortgage | Variable | 7.25% |
| Residentia l Investment Property Loan | Variable | 7.25% |
| PROFESSIONAL LOAN PACKAGE | ||
| Home Loan Professional | Fixed (1yr) | 6.50% |
| Variable | 6.75% | |
| Residentia l Investment Property Loan | Fixed (1yr) | 6.50% |
| Variable | 6.75% | |
| Persona l Asset Loan (Secured) | Variable | 10.40% |
| Persona l Loan (Unsecured) | Variable | 12.40% |
| BUSINESS LENDING | ||
| Tailored Business Loans Overdrafts | Variable | 7.95% |
| FOREIGN CURRENCY LENDING | ||
| USD | Variable | 5.75% |
Note: BSP lending criteria, term, conditions and fees apply. Variable rates are subject to +/- margins.
If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.
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